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InsurTech disruptions will continue well into 2019. That’s an easy prediction to make as 2018 Q1 InsurTech investments increased 155% increase over 2017 Q1. This rise in capital indicates that[...]

Banks aren’t blind to the way the economy is changing. The marketplace demands new features from popular applications at a faster pace than ever before. In response, banks are attempting to[...]

Across industries, a whopping number of companies have already begun a digital transformation – roughly 42% according to a Gartner survey. Not all of them will succeed. In fact, most won’t: 84% of[...]

APIs are the building blocks of Open Banking. Technology has made is easy to develop and integrate APIs - but there is a risk of overdeveloping. This article explains how to mitigate the risks of[...]

Digital giants like Amazon and PayPal, along with the rise of smartphones, have changed consumer expectations forever. Customers may always have to interact with banks in some way, but they now[...]

A recent survey conducted by the Harvard Business Review shows that 73% of all consumers use multiple channels while shopping and that multi-channel consumers spend more money than their[...]

Anyone in the banking industry can tell you that financial services firms are some of the most heavily impacted by digital transformation trends. But while banks have slowly embraced disruptive[...]

It is no surprise that banking industry customers are becoming increasingly tech-savvy and modern banking experiences including advanced online services and a seamless mobile presence are now[...]

This week announced they were closing 450 branches. While this was big news to some, nearly all banks are recognizing that strategies for [...]

The first Blockbuster store opened in 1985. From the outset, the chain really took off. It wasn’t just the corporate power and aggressive marketing – at the time, technologies like scanners and[...]

The digital economy is no longer a subset of the broader economy but has evolved into the global economy itself, there is no longer a distinction. Digital native start-ups have tactfully inserted[...]

Interested in the history of API? Read our timeline to see how API has changed throughout the years and what may come in the future.

[Originally published by Jason Bloomberg in Brain Blog, Intellyx, May 1, 2017]

The contrast between traditional legacy integration and modern API-based approaches is profound – especially when[...]

The need to adapt to new business models and engage customers through new digital channels shouldn’t come as a surprise to anyone at this point. However, the pressure is building across all[...]

Digital disruption is causing problems for long-standing enterprises across many industries, but none may be more vulnerable than well-established financial services companies. In a 2015 equity[...]

In early 2016, a Russell Reynolds Associates survey found that executives anticipate the consumer financial services industry to be one of the most heavily affected by digital disruption.

Despite[...]

Business is transforming. Once business was conducted at specific places. Now it can be conducted anywhere through a variety of channels including cloud, mobile, and Internet of Things (IoT). And[...]

When most companies begin a legacy data modernization project for their IBM i (AS/400) systems, they assume they have to convert their thousands of 5250 screens in one gigantic project. Having[...]

Modernization of Legacy applications that reside on IBM i AS/400 and mainframe infrastructures is not an easy undertaking. These systems have been developed over years or decades at considerable[...]

Many businesses shudder when the subject comes up regarding how to bring their IBM i AS/400 Legacy systems out of the days of green screen character-based functionality. Typically the choices are[...]

Customers on-the-go appreciate their service providers delivering meaningful, useful information to them – directly to their mobile devices. For example, imagine the effect of sending a[...]

Engaging with customers in meaningful ways has become a central theme in customer retention. For example, IBM sights the importance of delivering “personally relevant and rewarding experiences” as[...]

It is a widely accepted myth that medicine requires complex, highly specialized information-technology (IT) systems. This myth continues to justify soaring IT costs, burdensome physician[...]

One of the common themes of IT over the years has always been that disparate systems are not easily integrated, which has led to effectively slowing down corporations and their ability to quickly[...]

Business is changing, but there are two things you know for sure. You love your legacy mainframe systems, and you need to modernize to help keep your company competitive in today’s mobile world.[...]

Today, we say goodbye to one of the greats of the software industry: Middleware. More of a concept than an off-the-shelf product, it allowed companies to see beyond application silos and envision[...]

Everywhere you turn, B2B tech vendors are trying to convince you that you need to upgrade your legacy systems. “It’s time to embrace the mobile business world”, they say. “It’s time to invest in[...]

With the increased technology demands of companies today, every year IT departments are expected to do more with less. But this year, IT leaders don’t seem to be worried.

The role of the CIO ain’t what it used to be. There was a time when your responsibilities mostly involved choosing communications systems, selecting enterprise application packages (finance, ERP,[...]